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Celia Rosa
Doña Celia has been working as a seamstress for 11 years. Currently, she also works as a cleaning lady to be able to cover her household expenses, meaning she is holding down two jobs. She sews in the afternoons and on weekends, taking orders and selling new dresses.

Celia wants to buy more fabric and plans to use the loan to place an order for 50 yards of American linen, white dacron, varied colors of thread, embroidery and lace so she can produce more volume. This investment can be made thanks to the loans she has received from Afodenic on two different occasions. She also plans to buy a more modern sewing machine to offer different stitching styles so she can attract more customers.
View original language description ↓
Doña Celia trabaja en la costura con más de once años, hoy en día, también labora como domestica para poder cubrir los gastos de su hogar, pues ejerce los dos trabajo, lo cual hace su costura por la tarde y los fines de semana, hace costura de encargo, y vestido nuevo para vender.
Celia quiere invertir en mas tela es por eso con este crédito nuevo hará el pedido en cincuenta yardas de lino americano, dacron blanco, tubos de hilo en colores variado, encajes, bordados con el fin de producir más. Logrando esta inversión gracias al financiamiento que Afodenic ha dado en dos ciclos.
Tiene pensado comprar otra máquina de coser, más moderna para hacer diferente tejido y lograr la captación de clientes.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Celia Rosa to buy varied fabric, thread, embroidery, and lace to increase sales.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 22, 2011
Jun 27, 2011
Currency Exchange Loss:
Mar 15, 2012