Violeta's sister-in-law was the one who taught her how to sell beauty products. At first she worked as an assistant, but little by little she became independent and offered her products to friends and family to establish her own customer base. Now she also sells cosmetics, colognes and hair color products. Through her work she is able to help out with household expenses, especially daily food costs for her children. She is about to set up a new business which is the sale of cell phone cards and virtual recharge. She will use the loan to buy cards for this business which is in much demand. Mrs. Violeta is a member of the communal bank "MUJERES RUMBO AL PROGRESO" which is comprised of 10 members that live in Puente Piedra in Lima, Perú.
* Violeta is standing and dressed in a white tank top.
Fue la cuñada D. Violeta quien le enseño a trabajar vendiendo productos D. belleza al principio empezó como su ayudante y poco a poco fue incursionando por su propia cuenta ofreciendo a sus amigos y familiares así fue ganando sus propios clientes en la actualidad el negocio es D. ella aparte D. vender cosméticos y colonias también ofrece tintes D. cabello gracias a su trabajo colabora con los gastos familiares sobretodo con la lonchera D. sus hijos y los alimentos diarios, ahora se iniciara en otro negocio que es recargas virtuales y venta D. tarjetas para celulares, su préstamo lo usara para la compra D. tarjetas este negocio tiene mucha acogida debido a la demanda D. este servicio, la Sra. Violeta es socia del grupo “MUJERES RUMBO AL PROGRESO” grupo formado por 10 socias que viven en puente piedra Lima Perú.
* Violeta viste polo blanco sin mangas (parada)
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.