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Hilda Elizabeth
The members of the “Mi Mundo Natural” (My Natural World) communal bank meet every two weeks in the city of Portoviejo, known since colonial times as the City of the Royal Tamarinds.

We met Hilda, 31, here. She’s in a relationship and they have four children who are 12, 8 and three years old and a 7-month-old baby girl. The two oldest go to secondary and elementary schools. Her husband’s a merchant.

She has a locale where she sells floral arrangements (flower shop). She sells arrangements in different shapes, sizes, colors and prices. She tells us that many customers make daily gifts of her products. She works every day from 7am until 6pm. The flowers are sent to her from the mountains, especially the roses, by a wholesaler that stocks her locale three times a week. She’s been in business 12 years and has done very well.

This loan is to buy flowers. She’s been in the communal bank for 8 cycles and she likes it because her business has grown a bit more with each loan. Her dream is to have a locale of her own because she currently rents.
View original language description ↓
En la ciudad de Portoviejo, conocida como la Ciudad de Los Reales Tamarindos desde épocas coloniales se reúnen cada quince días las socias del Banco Comunal Mi Mundo Natural.

En este lugar conocimos a la señora Hilda, tiene 31 años de edad y mantiene una relación de unión libre de la cual tiene cuatro hijos de 12, 8, 3 años y una bebé de siete meses, los dos mayores estudian en colegio y escuela. El marido es comerciante.

Ella tiene un local en el cual se dedica a la venta de arreglos florales (floristería), vende arreglos de varias formas, tamaños, colores y precios. Nos cuenta que son muchos los clientes que todos los días realizan obsequios con sus productos. Trabaja todos los días desde las 7h00 hasta las 18h00. Las flores le mandan desde la sierra especialmente las rosas, es un comerciante mayorista quien le surte en su local tres días a la semana. Lleva con su negocio por 12 años y le ha ido muy bien.

Este crédito es para comprar flores. Lleva en el banco comunal 8 ciclo y le gusta porque con los créditos su negocio ha crecido cada vez más.

Su sueño es tener un local propio ya que actualmente arrienda.

About Ecuador

  • $10,200
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $23,911,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Hilda Elizabeth to buy flowers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2011
Listed
Jun 24, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012