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Las Violetas Group
In this Group: Maria Isabel, Maria Teresa, Emilia, Viridiana, Yazbeth, Isindy Anahi, Oralia
This community bank is called 'Las Violetas' and it is located in the community of Tepalcingo. The group's members are:

*María Isabel, who will use her loan to buy perfumes, make-up, jewelry, etc.
*María Teresa, who will buy bleach, air fresheners, Fabuloso (a household clearner) and liquid soap, by the gallon
*Emilia, who will buy men's boots in different colors
*Viridiana, who will buy ladies', men's and children's shoes and ladies' underwear
*Yazbeth, who will buy individual items of Tupperware to fill orders and also buy some wholesale
*Isindy Anahi, who will buy ladies' clothes, denim pants and different styles of blouse
*Oralia, who will buy napkins and aprons by the dozen

Oralia is 35 years old and studied up to high school level. She is married and has one son called Roberto who is 6 years old and currently in pre-school. Oralia sells napkins for tortillas and for covering food. She requested her loan to buy napkins and stock her business. Oralia started her business three years ago. It was her mom who taught her how to sell napkins.

Many salespeople from different communities come to the Tepalcingo street market to sell their products. It was there that Oralia saw napkins being sold by the dozen. She used some savings that she had to buy several dozen napkins with which to start her business. She started to sell her products in the Tepalcingo street market which is located in the town center, 15 minutes from her home.

This business is very important because it helps Oralia's family financially. She feels proud to be able to work in her own business, take care of her young son and serve her customers in a kind and friendly manner. She is happy to be receiving this loan from Kiva because she will use it to stock her business so that she can grow and have a range of different types of napkin to offer her customers, who are housewives. Oralia uses some of her profits to re-stock her business and also uses some to cover her household expenses. Her dreams and hopes are to get ahead in life, and for her son to study and get a good job.

The members of this group would like to say to Kiva and Fundación Realidad "Many thanks for supporting people who need it. You are helping our businesses and our families".
View original language description ↓
Este grupo solidario se llama "Las Violetas", se encuentra localizado en la comunidad de Tepalcingo, está integrado por:
*la señora M Isabel va a comprar con su crédito productos por kit perfumes, maquillajes, joyería, etc.
*la señora María Teresa va a comprar cloro en fórmula, aromatizantes, fabuloso y jabón liquido todo por galón
*la señora Emilia va a comprar botín para caballero de diferentes colores
*la señorita Viridiana va a comprar Zapato para dama, caballero, niño y compra de ropa interior para dama
*la señorita Yazbeth va a comprar Topperware por paquete para su pedido y por mayoreo
*la señorita Isindy Anahi va a comprar ropa para dama, pantalones de mezclilla, blusas de diferentes modelo
*la señora Oralia va comprar servilletas y mandiles por docena
La señora Oralia tiene 35 años de edad ella estudio hasta la secundaria, ella es casada tiene 1 hijo que se llama Roberto tiene 6 años de edad está en Preescolar, ella vende servilletas para las tortillas o para tapar la comida, ella solicito su crédito para comprar servilletas y surtir su negocio, ella inicio su negocio hace tres años, su mamá le enseño a vende servilletas.
En la feria de Tepalcingo vienen muchos comerciantes de diferentes comunidades a vender sus productos, ahí vio las servilletas que las vendían por docena y con unos ahorros que tenía compró varias docenas de servilletas para iniciar su negocio, así empezó a vender el tianguis de Tepalcingo está ubicado en el centro, como a 15 minutos de su casa.
Este negocio es muy importante porque se ayuda toda la familia económicamente, ella se siente orgullosa de poder trabajar en su propio negocio, poder cuidar a su pequeño hijo y atender a sus clientas amable y cordialmente. Ella está feliz con este crédito que lograron obtener de Kiva porque va a surtir su negocio para crecer y tener variedad en modelos de servilleta para ofrecerle a sus clientas que son las señoras ama de casa, ella utiliza las ganancias una parte para volver a surtir su negocio y otra parte para los gastos de la casa. Sus sueños y esperanzas son sobresalir, que su hijo estudie y que tenga un buen trabajo.
Las integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “muchas gracias por apoyar a la gente que lo necesita, es una ayuda para nuestros negocio y nuestras familias”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,366,525
    Funds lent in using Kiva
  • 11.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Violetas Group's $2,650 loan helped a member to buy napkins for tortillas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 9, 2011
Listed
Jun 24, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011