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Delphia works at a homeless shelter running a program designed to house both the homeless and those at risk of becoming homeless. Her passion for economic empowerment within the homeless community sparked a desire to launch a program that provides income opportunities to the homeless through the sale and distribution of biweekly and bimonthly newspapers. The vendors are able to purchase the newspaper from the program for less than half the sales price and keep the remaining portion as income.

Delphia chose to open this business because of her experience working with the homeless and at-risk population and her passion for poverty reduction. Although her business is home-based for now and relies on volunteers, she believes the business will give the homeless an entrepreneurial mindset and have many positive impacts for the homeless population in the city.

With this loan from ACCION USA, Delphia will be able to print more newspapers for her flourishing business.

Additional Information About This Loan

This loan has been made as a part of Kiva Detroit and in partnership with Michigan Corps. Kiva Detroit is the first Kiva City, a program where Kiva works with community organizations and field partners in the United States to provide local small businesses with microloans. Michigan Corps is the first community organization to work with Kiva in Detroit, and conducts outreach through small business networks, churches, community foundations, and across many personal and social media networks. Learn more at

Additional Information

More information about this loan

This loan is part of the Kiva City Detroit initiative in partnership with Accion East and Online. Kiva City Detroit is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.

About United States

  • $54,800
    Average annual income
  • 24
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Delphia to pay for newspaper printing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Jun 29, 2011
Currency Exchange Loss:
Aug 16, 2012