Medelinne says that she has been a member of Pro Mujer for six months. She joined through an invitation from another member. She currently has a neighborhood store that she has run for three years. She learned the business from her sister-in-law.
Medelinne will use the loan that she is taking out to buy more merchandise (oil, rice, noodles, etc.). She will buy these products from wholesalers in her town. She will then re-sell them in her store. This work allows Medelinne to make income to support her family. She lives with her partner and has two children.
When we asked her what she likes about Pro Mujer, Medelinne replied that she likes the health training.
In the photograph, the group are joined by their loan officer, who is dressed in coffee-colored clothes, as this is the first group from this regional office that has started working with Kiva.
La señora Medelinne, indica que es el sexto mes que integra Pro Mujer y que ingreso por invitación de otro socio. En la actualidad ella tiene un negocio tienda de barrio desde hace tres años atrás, aprendiendo el mismo de su cuñada.
El crédito que ahora sacará es para la compra el incremento de su mercadería (compra de aceite, arroz, fideo, etc.), estos productos los comprara de la misma localidad de las señoras mayoristas, por mayor, y posteriormente lo venderá en su tienda todos los días. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud.
En la fotografía acompaña al grupo el Asesor de credito, el que esta vestido de color cafe, pues el primer grupo de este centro focal que ingresa a ser parte de KIVA.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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