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Marelis
Marelis is a 57 year old woman who lives with her husband and their three children, who range in age from 28 to 35. They live in the San Jacinto municipality in the Bolívar department. It is known for the variety of hammocks and handicrafts the population makes with a vertical loom as part of their cultural tradition.

Marelis learned to make clothes as her preferred activity when she was very young. When she was 17 years old she got practical experience with a neighbor’s help. Four years ago she took various courses with SENA (National Education Service) in order to perfect her art and start her own shop. Her business is located in her house, where she makes school uniforms. She has expanded this aspect of the business beyond making school uniforms. She also sells fabric and accessories to other dressmakers in the region. Additionally, she sells cosmetics by catalog.

She currently has enough machines to increase her sales, and that is exactly what she wants to do. During her high sales season, Marelis hires other people to work. She hopes to be able to sustain these jobs.

The business activity of making clothes developed in her workshop. It has facilitated getting her children ahead. It also generates the major part of the family income. With this and the support of her husband, they have managed to get their own home.

Marelis has worked with the Fundación Mario Santo Domingo for five years. She has received five loans from this organization. Her Kiva loan is her sixth, and she will use it to buy materials to make more school uniforms and accessories to sell at her small shop.

Her dream for later on is to have a house in the city of Cartagena. She wants this for her grandchildren when they enroll in the University. That way they will have a place to live. She also dreams of increasing her working capital in order to get new customers, which will in turn result in greater profitability than the current 27%. With her disciplined work and her persistence it will surely increase.
View original language description ↓
Marelis es una mujer D. 57 años que vive con su esposo y sus 3 hijos en las edades D. 28 a 35 años, en San Jacinto un municipio del departamento D. Bolívar, destacado por la variedad D. hamacas y artesanías que fabrican sus habitantes en tejido vertical, como parte D. sus tradiciones culturales.
Marelis aprendió la confección D. ropa como su actividad preferida desD. muy joven; a los 17 años en forma empírica la practicaba apoyada por una vecina y hace cuatro años, realizó varios cursos con el SENA para perfeccionar su arte y emprender en su propio taller, un negocio ubicado en su vivienda a través del cual produce uniformes escolares, actividad a la que ha agregado una comercial relacionada con este mismo proceso, pues también venD. tela y accesorios a otras modistas D. la región y productos cosméticos por catálogos; en la actualidad cuenta con maquinaria suficiente para aumentar sus ventas y eso es justamente lo que quiere que le ocurra permanentemente. Cuando es temporada donD. se incrementan sus ventas, marelis contrata a otras personas para trabajar y desea sostener empleos en su negocio.
La actividad D. confecciones desarrollada en su taller, le ha facilitado sacar adelante a sus hijos y le genera la mayor parte D. los ingresos familiares, pues con esta esta y el apoyo D. su esposo han logrado adquirir su casa propia. Marelis está vinculada a la Fundación Mario Santo Domingo desD. hace 5 años organización con la que ha recibido 5 financiamientos; su credikiva es el sexto y con él comprará materiales para uniformes escolares y accesorios para la venta en su pequeño punto comercial D. insumos D. confecciones y también otras mercancías que venD. mediante guías especializadas como cosméticos, accesorios femeninos, colonias y perfumes. Su sueño más adelante se centra en tener una casa en la ciudad D. Cartagena, para que cuando los nietos ingresen a la Universidad, tengan donD. vivir y respecto a su capital D. trabajo, incrementarlo para conseguir nuevos clientes que a su vez apoyen el logro D. una mayor rentabilidad, que en la actualidad se encuentra en un 27% y con su ejercicio D. trabajo disciplinado y persistente muy seguramente aumentará



Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 163
    View loans »
    Colombia Loans Fundraising
  • $13,203,500
    Funds lent in using Kiva
  • 1,779.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Marelis to buy materials for school uniforms and accessories to sell at her shop and also women's accessories, cologne and perfume.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2011
Listed
Jun 24, 2011
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2012