Rosa indicates that this is the first time she’s joined Pro Mujer and that she was invited by a promoter. She currently has a business making crafts that she’s had for the last 10 years.
The loan she will take out now is to increase her capital (she will buy yarn, wool, etc.) She buys these materials in La Ceja and at the 16 de Julio Market at wholesale. After she completes making the crafts she sells them on order. This way of working allows her to generate income for herself since she’s single.
La señora Rosa, indica que es la primera vez que integra Pro Mujer y que ingreso por invitación de una promotora. En la actualidad ella tiene un negocio de elaboración de artesanías, que viene trabajando hace diez años atrás.
El crédito que ahora sacará es para aumentar su capital (compra hilo, lana, etc.), este material lo compra de la Ceja y la 16 de julio, por mayor, posterior a la elaboración lo distribuirá a pedido. Esta forma de trabajo le permite generar recursos para ella, pues es soltera.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid