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Indira is 31 years old and has three children. After the birth of her youngest child, her marriage broke down and she became the only breadwinner for her children. That's why Indira decided to start her own business of reselling fruits and vegetables with the initial capital of 20,000 KGS.

She also involved her brother in this business. He supports her and helps with selling food at the local market. In order to provide a wide assortment of goods, Indira purchases fruits for reselling from suppliers in neighboring Uzbekistan, and in autumn, she brings apples from the Issyk-Kul region, which is known for apple orchards.

In some seasons, she also works as a wholesale supplier of vegetables to neighboring Kazakstan. These tireless activities allow Indira to earn about 10,000 KGS in a month. With the revenues, she was able to renovate her house.

Indira has applied for a loan of 100,000 KGS to broaden her assortment of goods. This will allow for further development of her business in the market.

Bai-Tushum & Partners, one of the leading microfinance institutions in Kyrgyzstan, partners with Kiva to target the especially vulnerable population. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,773,000
    Funds lent in using Kiva
  • 45.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Indira to broaden the assortment of goods she sells.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jun 24, 2011
Currency Exchange Loss:
Jul 15, 2012