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Rusun Cawang Group
In this Group: Sofiah, Romindo, Unarsih, Rusnah, Surip, Suminah, Ati
Sofiah works in two businesses. In the morning, she sells nasi uduk for breakfast in a rented mobile store, and in the afternoon, she sells t-shirts. She started her food business in 2002. She became a VisionFund client in 2008 and has used the loans to grow her food business. With the income, she is able to send her children to school.

Sofiah wants to expand her food business further and buy her own store near her house. She will use the new loan to buy ingredients to make bakso and buy soft drinks to sell during the season of Ramadan next month. With higher earnings, she hopes to send her daughter to university.

Sofiah’s group has a strategy to approach the market in which they sell complementary products. For example, different women in the group sell rice, snacks, drinks, etc. This helps them grow together.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 32
    View loans »
    Indonesia Loans Fundraising
  • $5,197,675
    Funds lent in using Kiva
  • 8,598.1
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rusun Cawang Group's $1,625 loan helped a member to buy ingredients to make bakso and buy soft drinks to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jun 27, 2011
Currency Exchange Loss:
Mar 15, 2012