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Xavier
Xavier is a native of Montepuez, Cabo Delgado Province in northern Mozambique. He is married and has four children between the ages of 2 and 20. Xavier finished seventh grade and stopped school when he began compulsory military service. He lives in his own house with his family and supports his brother-in-law, who lives with him.

He left Montepuez to come to Maputo when the war ended. Xavier currently works as a security officer for a company and has worked there for more than 12 years. He earns a salary of 4,000 meticais per month, which he uses for household expenses. He also saves some money in his bank account.

Xavier has never had loans from other banks. He learned about Hluvuku through friends who are customers of this institution, and this is his fifth loan. He is asking for 8,000 meticais, which he will use to buy home appliances (television, stereo and other items) for his house.

His dream is to expand his house to guarantee his family's comfort, and for this reason he intends to ask Hluvuku for more loans.
View original language description ↓
Natural de Montepuez, Provincia de Cabo Delgado ao norte de Mocambique casado pai de 4 filhos de idades entre 2 anos a 20 anos de idade. Fez 7a classe e parou quando foi incorporado ao serviço militar obrigatorio. vive na casa propria com a sua familia e sustenta o seu cunhado que vive com ele.
Saiu de Montepuez para Maputo quando terminou a guerra, actualmente trabalha como segurança numa empresa ha mais de 12 anos onde consegue um salario de 4.000.00mt por mês que aplica nas despesas de casa e tem poupado algum na sua conta bancaria.
Nunca fez emprestimos noutros bancos, Conheceu a Hluvuku atravez de amigos que tambem sao clientes desta instituiçao e este é o seu quinto emprestimo no valor de 8.000.00mt, com qual pretende comprar electrodomesticos ( televisor, aparelhagem, sonora e outros) para a sua casa.
o seu sonho e ampliar a sua casa para garantir o conforto da sua familia, para tal tenciona solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,200
    Average annual income
  • 113
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Xavier to buy home appliances (television, stereo, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2011
Listed
Jun 28, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 20, 2012