Mrs. Kheng, a resident of Kompong Chhnang Province for many years, sews nets that she sells to neighbors and other villagers who need to protect their cows or other domestic animals from mosquitoes. Operating this business since 2008, she earns an income of around $3.5 each day to meet her family's daily expenses. She also has a life partner in her husband who plants fruits to earn more profit. They have one daughter working as a garment factory worker who shares her salary with them, while other three children are not yet attending school. Mrs. Kheng will use the loan she is requesting to buy more nets to sew for additional profit.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.