He left Cabo Delgado for Maputo in search of better living conditions for himself. He is an enlisted member of the ministry of national defense for over 7 years now. He has a monthly salary of 6.815.59mt, which he applies to household expenses and also manages to save some in his bank BIM account [Banco Internacional de Mocambique].
He has never borrowed from other banks. He became familiar with the Hluvuku agency through friends who are also loan recipients of this institution. This is his first loan in the amount of 15.000.00mt with which he will buy construction materials (corrugated iron, cement, iron, sand etc.) to build his home.
He is confident that he will repay the loan as scheduled. His dream is to finish constructing his in order to leave the rental house and start a business, for such, he hopes to request additional loans from the Hluvuku agency.
Saiu de cabo delgado para Maputo a procura de melhores condiçoes de vida, é funcionario permanente no ministerio da defesa nacional ha mais de 7 anos onde tem um salario de 6.815.59mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca fez emprestimos noutros bancos, Conheceu Hluvuku atravez de amigos que tambem são clientes desta instituiçao e este é o seu primeiro emprestimo no valor de 15.000.00mt, com qual pretende comprar material de construção (chapas de zinco, cimento, ferro, areia e outros) para construir a sua residencia.
Esta confiante que vai pagar de acordo com o calendario e o seu sonho é concluir a sua obra para sair da casa de aluguer e iniciar um negocio, para tal tenciona solicitar mais emprestimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid