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Gabriel Alberto
Gabriel was born in Magude District, Maputo Province in southern Mozambique. He is married and has two children, 3 and 6 years old. The eldest goes to school. Gabriel attends 12th grade and has never stopped studying. He lives in his own house with his family and does not support anyone else.

He left Magude to come to Maputo in search of his parents, who were already living in the city. He has worked for the Ministry of Education as a teacher for more than seven years and has a salary of 3,903 meticais per month. He uses this money for household expenses and has always been able to save some money in his bank account because his wife helps with household expenses.

Gabriel has never had loans from other banks. He learned about Hluvuku through coworkers who are also customers of this institution. This is his first loan, and he is asking for 15,500 meticais which he will use to buy construction material (stone, cement, iron, sand and other items) to continue construction on his house.

He is confident that he will pay off this loan with no problems, and he will ask for more loans to finish his house and make his family more comfortable.
View original language description ↓
Nasceu no Distrito de Magude, Provincioa de Maputo, sul de Moçambique é casado e pai de 2 filhos de 03 e 06 anos de idade, o mais velho vai a Escola. Frequenta 12ª classe e nunca parou de estudar. Vive na casa propria com a sua familia e não sustenta mais ninguem.
Saiu de Magude para Maputo ao encontro dos seus pais que ja residiam nesta ciadade. Trabalha no Ministerio da Educação como docente ha mais de 7 anos e tem um salario de 3.903.00mt por mês que aplica nas despesas de casa e sempre tem conseguido poupar algum na sua conta bancaria porque a sua esposa tem ajudado nas despesas de casa.
Nunca teve emprestimos em outros bancos, Conheceu Hluvuku atravez de colegas que tambem são clientes desta instituição. Este é o seu primeiro emprestimo no valor de 15.500.00mt, com qual pretende comprar material de construção (pedra, cimento, ferro, areia e outros) para continuar com a construção da sua casa.
Esta confiante que vai pagar sem problemas e vai solicitar novos emprestimos para aplicar na conclusaõ da sua casa e oferecer melhor conforto a sua familia.



Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 17
    View loans »
    Mozambique Loans Fundraising
  • $2,308,850
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Gabriel Alberto to buy construction materials (stone, cement, iron, sand, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2011
Listed
Jul 4, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012