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Laurinda Moiane
She was born in the district of Manhiça, in Maputo, southern Mozambique. She is married and mother of 5, aged between 4 and 15 years old. Her children attend school, except for the younger one. She only completed the 4th grade, and couldn't continue studying due to her parent's financial distresses. She lives in her own house, and doesn't support anyone else besides her family.
She left Manhiça and moved to the city of Maputo, where she married her husband. She has her own business for over 15 years, selling supplies for essential needs, having an income of about $350/month, which she uses for family expenses and manages to save some in her bank account.
She never borrowed from another bank. She got to know Hluvuku through her neighbours, who are also clients in this institution. This is her second loan in the amount of $775, with which she intends to buy products (cooking oil, soap, peanuts, rice and others) to increase her stock. Her previous loan was in the amount of $525, used for trading purposes.
She is confident that she'll have no trouble paying for this loan, and intends to ask for other loans afterwards, to develop a business chicken breeding and trading.
View original language description ↓
Nasceu no Distrito de Manhiça, Provincia de Maputo, sul de Moçambique é casada e maê de 5 filhos de idades entre 04 a 15anos de idade todos vaõ a Escola excepto o mais novo. Fez somente 4ª classe e naõ continuou devido a dificuldades financeiras por parte dos pais. Vive na casa propria com a sua familia e não sustenta mais ninguem.
Saiu de Manhiça para Maputo quando contraiu o matrimonio com o seu marido. Tem um negocio proprio de venda de produtos de primeira necessidade ha mais de 15 anos, onde consegue um rendimento de cerca de 10.000.00mt por mês que aplica nas despesas familiares e consegue poupar algum na sua conta bancaria mensalmente.
Nunca teve emprestimos em outros bancos, Conheceu Hluvuku atravez de vizinhas que tambem são clientes desta instituição. Este é o seu segundo emprestimo no valor de 22.000.00mt, com qual pretende comprar produtos (oleo alimentar, sabaõ, amendoim, arroz e outros) para aumentar a quantidade do seu produto. O empetimo anterior foi 15.000.00mt para o comercio.
Esta confiante que vai pagar sem problemas e vai solicitar novos emprestimos para aplicar na criação e venda de frangos de corte.

About Mozambique

  • $1,389
    Average annual income
  • 49
    View loans »
    Mozambique Loans Fundraising
  • $2,645,650
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Laurinda Moiane buy and sell products (oil, soap, peanuts, rice, and other).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2011
Listed
Jun 27, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012