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Xom Ngoai-1-6 Group
In this Group: Phuong, Phuong, Oanh, Sam, Ha
Phuong was born in 1980. She lives in Xom Ngoai village with her husband and two children. She and her husband sell birds, and she also grows vegetables and flowers. She has a monthly income of about 3.000.000 Vietnamdong (VND).

Phuong has participated in SEDA since 2011. In the last cycle, she borrowed 5.014.000 VND and repaid this loan punctually. In this loan cycle, she would like to borrow 6.758.000 VND to grow vegetables and flowers.

Phuong is the leader group of five-member group loan. About the other members in her group:

Phuong is 31 years old and has two children. She sells clothes in the market and wants to borrow 6.758.000 VND to expand her shop.

Oanh is 28 years old and has three children. She wants to borrow 6.758.000 VND for her small business.

Sam is 55 years old and has four children. She wants to borrow 6.758.000 VND to expand her shoe store.

Ha is 30 years old. She wants to borrow 6.758.000 VND to buy stainless steel for producing doors.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 88
    View loans »
    Vietnam Loans Fundraising
  • $14,461,025
    Funds lent in using Kiva
  • 20,590.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Xom Ngoai-1-6 Group's $1,650 loan helped a member to grow vegetables and flowers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Jul 2, 2011
Currency Exchange Loss:
Jun 30, 2012