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Ana Julia
Ana, a hard-working woman, has a son in school and is currently in need of home improvement. She has her own business selling clothing which she set up some time ago with micro loans and by selling small quantities of items. She now sells more volume and variety. She is grateful to the institution for the support that has helped her develop her business and improve her lifestyle. The loan will be used to buy construction materials such as: profiles, zinc sheeting, studs, and supports, among other items, to change the roof on her house for better protection and comfort.
View original language description ↓
Ana mujer trabajadora, casada, tiene estudiando a su hijo, en estos momentos requiere mejora la infraestructura de su vivienda, con su propio negocio de venta de ropa que lo inicio desde hace un tiempo con fondos de micro créditos vendiendo menores cantidades de productos. A la actualidad vende mayores cantidades y variedad. Agradece a la institución por el apoyo al desarrollo de su negocio e nivel de vida. Con el préstamo comprara materiales de construcción como: perlines, láminas de zinc, golosa, estribu entre otros para el cambio del techo de la casa obteniendo protección y comodidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ana Julia to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 26, 2011
Jun 23, 2011
Currency Exchange Loss:
Apr 15, 2012