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Cesar Ramon
Cesar Ramon is 40 years old and married. He lives with his wife and children in the canton of Ventanas in Los Ríos Province.

The October 27th Communal Bank is located in the neighborhood of Recinto San Sofia, which is part of the canton of Ventanas. This Communal Bank is composed of short-cycle farmers who grow corn, rice, and pigeon peas.

Cesar is a farmer who grows corn, rice, and pigeon peas. He buys his supplies in Ventanas each month and sells his products at the fair in the same location.

Cesar is requesting a loan to buy seeds, fertilizers, and compost. With the financial assistance provided through this loan, he will be able to acquire needed supplies. The challenges he faces include pests that attack his crops. His dream is to buy a plot of land.

Cesar enjoys playing sports.

View original language description ↓
Cesar Ramon tiene 40 años, es casado vive con la esposa y con los dos hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama 27 DE OCTUBRE, se encuentra ubicada en el Recinto San Sofía, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra maíz, arroz, frejol gandul.

Cesar se dedica a la agricultura en especial a la siembra de maíz, arroz, frejol gandul. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas que atacan a los cultivos. Su sueño es compra de terreno.

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $22,885,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Cesar Ramon to purchase seeds, fertilizers, and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 14, 2011
Jun 25, 2011
Currency Exchange Loss:
Jan 15, 2012