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Victor Julio
Victor Julio is 23 years old and married. He lives with his wife and children. He lives in the Ventanas Canton in Los Rios Province.
His area is called October 27th. It is located in Recinto San Sofia, which belongs to the Ventanas Canton. This area is dedicated to rural agricultural. In the short growing season they grow corn, rice and beans.
Victor works in agriculture, cultivating corn, rice and beans. Each month he buys his supplies in Ventanas and he sells his goods in the market of the same town.
He is asking for this loan in order to buy seeds, fertilizer and compost. With the support of this loan, he will be able to buy the supplies that he needs. His dream is to buy his own house.
He likes to be with his family and play sports with them.
View original language description ↓
Victor Julio tiene 23 años, es casado vive con la esposa y con los hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama 27 DE OCTUBRE, se encuentra ubicada en el Recinto San Sofía, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra maíz, arroz, frejol gandul.

Victor se dedica a la agricultura en especial a la siembra de maíz, arroz, frejol gandul. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es contruir la casa.

Le gusta estar con la familia y hacer deporte con ellos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Victor Julio to buy seeds, fertilizer and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 14, 2011
Jun 23, 2011
Currency Exchange Loss:
Jan 15, 2012