The communal bank is called October 27, it is located in the San Sofia neighborhood, part of the Ventanas area, they work in short cycle agriculture corn, rice, and pigeon peas.
Galo works in agriculture, especially in corn, rice and beans. He buys his items each month in Ventanas and sells them in the market in the same area.
He needs the loan to buy seeds, fertilizers and manure. The support from the loan will help him to meet his economic needs. Galo faces different challenges like plagues and diseases that hurt his crops. His dream is to have his own home and land.
He enjoys sports and walking with his parents.
Esta Ventanilla se llama 27 DE OCTUBRE, se encuentra ubicada en el Recinto San Sofia, pertewneciente al Canton Ventanas, esta ventanilla se dedica a labores agricolas deciclo corto siembra de maiz, arroz, frejol gandul.
Galo se dedica a la agricultura en especial a la siembra de maíz, arroz, frejol. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.
Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos. Su sueño es tener casa propia y terrenos.
Le gusta hacer deporte y caminar con los padres.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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