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Kalamera Group
In this Group: Mariatu , Abie , Mohamed
In the photo are members of the “Kalamera” group. They are small-scale businesspeople based in Magburaka, a town in northern Sierra Leone. They have come to SMT/Kiva lenders to request a loan of SLL 1,000,000 for each. With the help of this loan, they will be able to further expand their respective businesses, make more sales and better profit, and consequently improve their living conditions.

The leader of this group is Mariatu. Mariatu is age 37. She was born in Magburaka town where she is currently residing together with her husband and three children. Her husband is a driver and two of her children are attending secondary school. For many years now, Mariatu has been selling market food including onions, margi (used to give sauce a sweet taste), rice, salt, sugar, etc. With her share of this loan, Mariatu will buy the above- mentioned items in large quantity to add to her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,275.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalamera Group's $725 loan helped a member to buy onions, margi, rice, salt, sugar, etc. in large quantity to add to her stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jun 22, 2011
Currency Exchange Loss:
May 16, 2012