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Ilva Del Carmen
Ilva is married. Her husband works as a driver and helps her with expenses. Her children are in school and her short term goals are that her children become professionals. She is a very hard working woman who has a grocery store. She started it a long time ago with her own funds. Her future plans are to expand the business with larger amounts of merchandise in order to obtain larger benefits. She will use the loan to buy groceries like basic grains, cleaning accessories and fruit, among other products that are much in use among Nicaraguan families.
View original language description ↓
Ilva casada, su esposo trabaja como conductor le ayuda con los gastos, sus hijos están estudiando, planes a corto plazo que sus hijos se profesionalicen. Mujer trabajadora tiene su propio negocio una pulpería. Desde hace tiempo iniciando con fondos propios, planes a futuro es agrandar su negocio con mayores cantidades para obtener mayores beneficios. Con el préstamo comprara abarrote, granos básicos, accesorio de limpieza, frutas, entre otros productos siendo de gran consumo en las familias nicaragüense.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Ilva Del Carmen to buy merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 26, 2011
Jun 23, 2011
Currency Exchange Loss:
May 15, 2012