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Ztt Club Group
In this Group: Zandile Preciouse , Thulisile Princess , Tholokuhle Qoboyi , Lizie Khanyisile , Siphiwe Favourate
Zandile is 28 years-old and unmarried with three children between the ages of 3 and 9 years old. Two of her children attend school. She runs a clothing business in Kwa Zulu Natal of Empangeni in South Africa. In the photo she is pictured raising her hand.

She has been in this business for a year selling clothes for resale in a variety of locations. She also receives income form the goverment childrens grant. Zandile requested this loan throgh WDB and Kiva to buy clothes for resale. She says that she hasn't faced any challenges to her business as she has just started. She says that the extra income from this loan will help her grow her business and improve her life and her familly. In the future, she would like to own and start a new busines of a Bed and Breakfast.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $780,425
    Funds lent in using Kiva
  • 6.8
    South Africa Rand (ZAR) = $1 USD