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Gemma is 37 years old and is a married woman with three children aged 5, 4 and 2. She has had a sari-sari (variety) store for five years. She sells items like noodles, canned sardines and tuna. She also provides prepaid mobile credit loads to the people in her community.

Gemma plans to use her loan to buy more items to sell such as canned goods, vinegar and biscuits.

In the future, Gemma hopes to have a piggery and a fishing business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $7,000
    Average annual income
  • 1340
    View loans »
    Philippines Loans Fundraising
  • $57,861,200
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Gemma to buy more items to sell such as canned goods, vinegar and biscuits.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 31, 2011
Jun 22, 2011
Currency Exchange Loss:
Nov 22, 2011