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Hermelina is 44 years old and married with 3 children.

Hermelina works hard to provide for her family. She runs a Sari Sari (general) store in the Philippines and has requested a PHP 29,500 loan through NWTF to purchase additional items like shampoo, sardines, grocery items, etc. to sell.

Hermelina has borrowed and repaid 16 loans from NWTF before this loan. She has been running the Sari Sari (General) store for 6 years and also earns an income from rice farming.

Hermelina aspires to save enough money so she could afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 792
    View loans »
    Philippines Loans Fundraising
  • $63,345,600
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Hermelina to purchase additional items to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 10, 2011
Jul 2, 2011
Currency Exchange Loss:
Oct 15, 2011