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Kosar's Group
In this Group: Kosar, Rani, Nasreen, Kanizan, Shazia
Kosar is 32 years old and married with four children: a daughter and three sons. Her husband is a bus driver and provides transport services to passengers. Two of her sons are rickshaw drivers while the 3rd one is a cobbler.

Kosar is very supportive by nature. She sews clothes for her neighboring clients for profits. The income she earns helps her to manage other household expenses. She also performs her household duties very well along with her business.

She has applied for a loan from Kiva partner Asasah for her brother-in-law who is also a rickshaw driver. With the loan, he will repair his rickshaw to be able to provide better quality transport services to his passengers. He is 24 years of age and Kosar is hopeful that with the increased profits she will be able to save some money for his marriage in the near future.

Note: In the photo, the lady with a book (called Asasah Passbook) is Kosar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar's Group's $1,175 loan helped a member to repair a rickshaw.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 20, 2011
Jun 22, 2011
Currency Exchange Loss:
Jun 15, 2012