Josphat

Josphat is 35 years old and married with 4 children. His wife runs a clothing business, and they both work hard to support their family and also assist relatives when needed. He runs an auto spare parts shop business and enjoys this business because of the daily profits it brings and the opportunity to interact with his customers.

This loan will be used to purchase more spare parts for Josphat's auto spare parts shop. His biggest challenge is insufficient stock, and this loan will help him stock a wider variety of products, attract more customers, and increase his daily sales. Profits from the business will be used to support his family's needs and repay the loan on time.

Josphat's business benefits the community by offering affordable auto spare parts to local mechanics and car owners. He also places orders from major suppliers, which supports their businesses. His dream is to expand his business, create more employment opportunities, and eventually purchase a matatu to transition into the transport business. He also hopes to give his children a better future through improved income. This loan will help to bring him closer to achieving these goals.