Oanh

Mrs. Oanh is 42 years old and currently lives with her family in Đông Quang Ward. She has two dependent children, with her eldest in grade 11 and the younger in grade 8. Her husband works in stone cutting, while she manages a small shop to support the household.

With more than three years of experience in small-scale trading, she runs a modest grocery stall; yet, her family is still classified as a low-income household in the community. This is her second loan with Thanh Hoá MFI, which she intends to use to expand her small business. She plans to purchase additional items such as laundry detergent, dishwashing liquid, cooking oil, and fish sauce to restock her store. Previous loans have already helped her family improve their living conditions; however, she still faces the difficulty of many customers buying goods on credit, which makes it harder to maintain a stable cash flow.

In the future, she hopes her children will excel academically and have numerous opportunities ahead. She also wishes to continue improving her business by purchasing more tools and supplies that support her work and help her shop grow steadily.