Check out some available loans that are similar to this one!
Bertha Piedad
The Virgen Del Rosario Communal Bank meets every two weeks in Colorado in the Montecristi canton. It is known for its rich pre-colonial culture. It is also known for its handicrafts, which are recognized on a national and international level. Most of the inhabitants here devote themselves to making buttons out of “tagua” (Tagua has been called 'vegetable ivory' because the hard tagua nut has a white endosperm similar to elephant ivory), handicrafts, and general commerce.

This is where we meet Bertha, age 65. Several years ago her beloved husband died. His death left her alone with their six children. Now they are adults, and the youngest still lives in her house.

She is a very good housewife who searched for the way to get her children ahead. She sells all types of clothes. She works the last three days of the week, and she sells door to door. She tells us that the majority of her sales are done through orders. On these three days she makes sales, delivers orders, and collects because she extends credit. She collects every two weeks.

She buys her merchandise in Guayaquil because that is where she gets a greater variety of products. She has had this business for three years. Before that she had another business activity, but it did not go as well for her as her clothing business.

She will use this loan to buy women’s and men’s jeans, t-shirts, and blouses because she has a lot of orders. She has been in the communal bank from its inception. She likes the educational meetings because she learns a lot.

Her goals are to get ahead in her business and to have a clothing store.
View original language description ↓
EL Banco Comunal Virgen Del Rosario se reúne cada quince días en Colorado del Cantón Montecristi , conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. En este sitio la mayoría de los habitantes se dedican a la fabricación de botones de tagua, artesanía y comercio en general.

En este lugar conocimos a la señora Bertha, tiene 65 años de edad, hace varios años su querido esposo falleció y la dejo sola con sus seis hijos los mismos que en la actualidad ya son mayores de edad, el menor de ellos aun vive en su casa.

Ella es una muy buena ama de casa que busco la forma de sacar adelante a sus hijos, se dedica a la venta de ropa de todo tipo, trabaja los tres últimos días de la semana y su forma de venta es puerta a puerta y nos cuenta que la mayor parte de sus ventas las hace bajo pedido, en estos tres días ella realiza las ventas, entrega los pedidos y cobra ya que deja a crédito y cobra cada quince días. Compra su mercadería en Guayaquil ya que allá consigue más variedad de productos. Lleva tres años en este negocio, antes se dedicaba a otra actividad pero no le fue tan bien como con el negocio de ropa.

Este crédito lo va a invertir en comprar jean de mujeres y hombres, camisetas y blusas ya que tiene muchos encargos. Está en el Banco Comunal desde el inicio y le gusta por las reuniones educativas ya que aprende mucho.

Sus metas son seguir adelante en su negocio y tener un almacén de ropa.

About Ecuador

  • $10,200
    Average annual income
  • 56
    View loans »
    Ecuador Loans Fundraising
  • $23,876,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Bertha Piedad to buy women’s and men’s jeans, t-shirts, and blouses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2011
Listed
Jun 23, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012