Check out some available loans that are similar to this one!
Ni Made
View original language description ↓
Living in the village, far from the nearest market, Ni Made W. realized that there was a business opportunity. She decided to open up a food kiosk after realizing that there are only a few food vendors in her village and the villagers need to travel far to the market to buy groceries.

With $550 loan from Dinari, Ni Made W. planned to improve and renovate her kiosk. She wanted to fix damaged part of her kiosk, like flooring and wall. Besides that, she planned to buy glass shelves and cabinet to display her merchandise to look more attractive. With all these improvements, Ni Made W. is confident that she can increase her income by attracting more customers.

Translated from Indonesian by Kresna Hartandi, Kiva Volunteer



Tinggal di pedesaan dan jauh dari pasar, membuat Ni Made W. melihat hal itu sebagai sebuah peluang usaha. Salah satu faktor yang membuatnya untuk memutuskan untuk menekuni usaha warung, karena di desanya masih sedikit ada warung dan masyarakat harus jauh pergi ke pasar untuk membeli kebutuhan sehari-hari, seperti beras, minyak, bumbu dapur dan lain – lain.
Dengan pinjaman dana sebesar Rp. 5.000.000.- dari yayasan Dinari, Ni Made W. berencana untuk menambah fasilitas warungnya dan yang terpenting adalah memperbaharui kondisi warungnya. Ni Made W. berencana untuk memperbaiki bagian – bagian yang sudah rusak seperti dinding dan lantainya. Selain itu, pinjaman tersebut akan digunakan untuk membeli rak kaca untuk etalase memajang dagangannya sehingga kelihatan lebih menarik. Dengan semua perubahan itu, Ni Made W. yakin pendapatannya akan meningkat, karena pelanggan akan merasa nyaman di warungnya.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 70
    View loans »
    Indonesia Loans Fundraising
  • $4,708,325
    Funds lent in using Kiva
  • 9,431.9
    Indonesia Rupiahs (IDR) = $1 USD