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Viviana Elizabeth
Every two weeks, the Virgen del Rosario community bank meets in Colorado, in Montecristi canton. This area is known for its rich pre-colonial culture and its handicrafts which are both nationally and internationally renowned. Most of the people here make buttons from 'tagua' (a vegetable alternative to ivory), make handicrafts and engage in general commercial activities.

Here we meet 27 year-old Viviana who is married and has two children aged 12 and 11. Her children are in school. Her husband is a driver.

Viviana has two business activities: handicrafts (making buttons from 'tagua') and selling 'tagua'. She has a small warehouse of this raw material which is used a lot by her neighbors and her fellow bank members. Our friend tells us that in order to buy the wood she has to travel to Picoaza, in Portoviejo canton, where she buys from farmers and salespeople who offer her a very good price. Then, from her store, she delivers to all the workshops in her area. This is a very profitable business as she has an established customer base. She has been in this business for six years and it is doing quite well.

Viviana will use this loan to buy 'tagua' for sale. She has been a member of her community bank for three loan cycles and she likes everything about it.

Viviana's dream is to own a truck for transporting her 'tagua'.
View original language description ↓
EL Banco Comunal Virgen Del Rosario se reúne cada quince días en Colorado del Cantón Montecristi , conocido por su rica cultura pre colonial y por su artesanía, que es reconocida a nivel nacional e internacional. En este sitio la mayoría de los habitantes se dedican a la fabricación de botones de tagua, artesanía y comercio en general.

En este lugar conocimos a la señora Viviana, tiene 27 años de edad, está casada y de esta relación tienen dos hijos de 12 y 11 años de edad, los mismos que estudian en colegio y escuela. Su esposo es chofer.

Ella se dedica a dos actividades: a la artesanía (fabrica botones de tagua) y al comercio de tagua. Ella tiene un pequeño depósito de esta materia prima que es muy utilizada por sus vecinos y compañeros del banco. Nos cuenta nuestra amiga que para comprar la madera ella tiene que trasladarse a Picoaza en el cantón Portoviejo donde compra a agricultores y comerciantes que le dejan a muy buen precio, luego en su depósito ella entrega a todos los talleres que hay por la zona, lo cual le representa un negocio muy rentable ya que tiene su clientela asegurada. Lleva seis años dedicada a esta actividad y le va bastante bien.

Este crédito lo va a utilizar en comprar tagua para la venta. Está en el Banco Comunal desde hace tres ciclos y le gusta todo del banco.

Su sueño es tener un camión para trasladar la tagua.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Viviana Elizabeth to buy 'tagua' to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2011
Listed
Jun 23, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012