Municipal D-4 Group
Gladys tells us that she has been working with Pro Mujer for two loan cycles. She joined through an invitation she received during some promotional activities in her area. She currently has a business selling plaster. She learned this business from her parents.
Gladys will use this loan to increase her capital (buying plaster). She buys this material in hardware stores and sells it in Lagunas district, from Monday to Friday. This work allows her to make money with which to support her family. Gladys lives with her common-law husband and has two children. When we asked her what she liked about Pro Mujer, she replied that she likes the health services.
La señora Gladys, indica que hace dos ciclos que trabaja en Pro Mujer y que ingreso por invitación de la promoción en zona. En la actualidad ella tiene un negocio venta de estuco que aprendió de sus papás.
El crédito que ahora sacará es para aumentar su capital (compra de estuco), este material lo adquiere de las ferreterías y lo comercializa en la zona Lagunas, de lunes a viernes. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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