Luz Marina is 35 years old, single, and has two children. She divides her time between her daily activities and her business selling handicrafts. Together with her sister, she sells handicrafts in a craft center in the city of Cusco. She also works as an elementary school teacher in Paucartambo province. Through her business and her job, Luz Marina gets her children ahead in life.
Luz Marina would like to finish building her house and also improve her handicrafts business. She is requesting this loan to buy construction supplies such as cement, sand and plaster. She is happy to be receiving the loan and pledges to make her repayments on time.
La socia es la Sra. Luz Marina; ella tiene 35 años de edad y es soltera y tiene 2 hijos; La socia alterna sus actividades diarias con el negocio de venta de artesanía, ella junto con su hermana venden artesanía en la ciudad de Cusco en un centro artesanal, la socia también trabaja como profesora del nivel primario en la provincia de Paucartambo,por medio de este negocio y este trabajo la socia saca adelante a sus hijos, la socia quiere terminar de construir su casa y mejorar el negocio de artesanía. La socia solicita el préstamo para comprar materiales de construcción como cemento, arena y yeso.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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