28 De Noviembre Group
Alison tells us that this is the first time she has belonged to a Pro Mujer community bank and she joined through an invitation from a friend. She currently has a business selling food which is something she learned from her family.
Alison will use her loan to buy merchandise (noodles, rice, oil, etc.) which she will use to make her food that she will then sell on her stall in La Ceja. This work enables Alison to make money with which to support her family. She lives with her common-law husband and has three children.
La señora Alison indica que es la primera vez que integra una asociación comunal en Pro Mujer, ingresando por invitación de una amiga. En la actualidad ella tiene un negocio de venta de comida que aprendió de su familia.
El crédito que sacará ahora es para la compra de mercadería (compra de fideo, arroz, aceite, etc.) insumos que utilizará para la elaboración de la comida, que posteriormente lo venderá en su puesto de la ceja. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene tres hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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