
Hương
A loan of $1,900 helps to buy more cows to raise for sale.

Hương's story
At just 33, Mrs. Hương carries the weight of providing for her family of five. She and her husband live in a rural village in Thanh Hoa, where work is unstable and opportunities are limited. Her husband takes whatever manual jobs he can find, while she works tirelessly, farming, raising livestock, and sewing at local workshops, just to keep her three children in school.
Despite the challenges, Hương remains determined to build a more secure future for her family. She now hopes to invest in four cows, raise them for a year, and sell them for profit. With grazing land available right near her home, the cost of feeding the animals will be low, allowing her to earn 200–300 USD in profit per cow.
To make this plan possible, she is applying for her ninth loan from Thanh Hoa MFI. For Huong, this loan isn’t just financial support, it is the chance to break the cycle of instability and give her children the opportunities she never had.