Hòa

Mrs. Hòa is 44 years old, married, and the mother of two children. Her older child is already grown, while her younger child, 14, is still in school. The family lives in a remote mountainous area of Thanh Hoa province, where earning a stable income is difficult. Her husband works as a manual laborer with unpredictable income.

For over five years, Mrs. Hòa has been selling fruit to support the household. She buys fruit from wholesalers and local traders, then resells it to people in her community, earning around 200 USD per month. To expand her business, she hopes to purchase a larger variety of fruits—such as oranges, pomelos, apples, and grapes. To implement this plan, she is applying for her seventh loan from Thanh Hoa MFI.

Mrs. Hòa hopes that with more stock and variety, her business will grow and her family will stay healthy and more financially secure in the future.