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Irshaad's Group
In this Group: Irshaad, Shahzadi, Asmat , Allah Rakha, Uzma
Irshaad has applied for a loan from Kiva partner Asasah for the expansion of her clothes-selling business. She purchases clothes from different cloth markets and then sells them to her community clients for a profit.

With the loan, she will purchase clothes in bulk quantity that will allow her to fulfill the demand of her customers and increase her income. She is hopeful that her business will improve after the investment and she will easily be able to repay the loan with increased profits. She has been doing her business for the past six years. She is the mother of a son who is a blacksmith by trade and a daughter who is studying in class 9.

Note: In the photo, the lady raising her hand is Irshaad.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshaad's Group's $1,175 loan helped a member to buy clothes for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 17, 2011
Jun 20, 2011
Currency Exchange Loss:
Jun 15, 2012