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Beatrice is 45 years old, widowed, and has two children. In 2006, she established her drinks business. She started the business to help her provide a livelihood for her children. Working six days a week and 13 hours a day, she earns about 600,000 SSL a month. Beatrice is requesting a loan for 3,000,000 SSL, which she will use to buy additional drinks such as soft drinks, beer, stout, and wine. She hopes that this loan will enable her to increase her monthly profits by approximately 200,000 SSL. In the future, she plans to open a restaurant which she will operate alongside her drinks business. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 23
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,255.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped this borrower to purchase more soft drinks, beer, stout, and wine for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 1, 2011
Jun 20, 2011
Currency Exchange Loss:
Jun 16, 2012