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Bridie
Bridie is 44 years old and lives with her son in Calle Real, a neighborhood which is located in the city of Cartagena de Indias, a beautiful and colonial city on the shores of the Caribbean sea which is frequently visited by both domestic and international tourists who admire its warm scenery and its kind and hard-working people.

For eight years, Bridie sold natural products for a well-known company. However, her entrepreneurial spirit and her desire to be her own boss prevailed over the alternative of continuing to work as an employee and she now works as a businesswoman in charge of her own microbusiness. Bridie decided to undertake her own business venture. She took advantage of all the experience she gained in her old job and started her own business selling natural products from a commercial sales location called "Tienda Naturista Sol de Vida". With some savings that she had made, she made her first investment and, up to now, her business has done very well. For this reason, she is enthusiastic and would like to strengthen her business and achieve a level of growth that will help her to increase her income and, thereby, improve the well-being of her son so that he can pursue a higher education and be successful in life.

This Kiva loan is Bridie's first loan with Fundación Mario Santo Domingo. She will use it to buy natural products such as green tea, bees' honey, fat burners, natural laxatives, etc. Her biggest challenge is working capital as she does not have enough. As she increases her sales, she needs to have cash available to stock her business, especially with the products that have the quickest turnover.

While Bridie builds her dreams through her hard work and discipline, she continues to take care to maintain a profitability on her sales of no less than 38% and a profitability on her investment of no less than 33%, in order to achieve sustainability in her business.
View original language description ↓
Bridie tiene 44 años de edad y vive con su hijo en Calle Real, barrio ubicado en la ciudad de Cartagena de Indias, una linda y colonial ciudad a orillas del mar caribe y frecuentemente visitada por turistas nacionales e internacionales que admiran su cálido escenario de gente amable y trabajadora.
Desde hace 8 años Bridie vendia productos naturales para una empresa importante, pero su ímpetu emprendedor y deseo de ser independiente, primaron ante la alternativa de seguir siendo empleada o empresaria de su propia microempresa. Ella decidió emprender su aventura de negocio y tomó toda la experiencia de su antiguo trabajo y la tradujo en un negocio de venta de productos naturales en punto comercial llamado “Tienda naturista Sol de Vida”. Con un ahorro que habia logrado, hizo su primera inversión y hasta la presente le ha ido muy bien, por eso esta entusiasmada y quiere fortalecerlo, hasta lograr un crecimiento que le ayude a aumentar sus ingresos y con ello incrementar el bienestar de su hijo hasta llevarlo a que obtenga estudios superiores y potencialice su éxito en la vida. Su credikiva es el primer financiamiento que hace a la Fundación Mario Santo Domingo, con el comprará productos naturales como té verde, miel de abejas, quemadores de grasa, purgantes naturales entre otros. Su mayor desafio es el capital de trabajo pues no es suficiente en la medida en que se incrementan las ventas y requiere tener un efectivo disponible para surtir especialmente con los puctos que mas rotan. Mientras Bridie construye su sueño a fuerza de trabajo y disciplina, continua esmerandose por sostener una rentabilidad sobre sus ventas no menor del 38% una rentabilidad sobre la inversiòn no menor de un 33%, para lograr su sostenibilidad.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 480
    View loans »
    Colombia Loans Fundraising
  • $15,253,675
    Funds lent in using Kiva
  • 1,785.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Bridie to buy natural products such as green tea, bees' honey, fat burners and natural laxatives.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2011
Listed
Jun 21, 2011
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2012