Umsiah, 51, is a seamstress who works at home, earning US$26.5 every two weeks. She will get more orders during the festive season. Her husband, E., has no fixed job, so their family depends on her income. She is asking for a loan of US$150 to buy dress-making supplies and increase business capital. She is a member of MBK and willing to repay this loan within 12 months.