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Emiliana is 29 years old and married to Andrés, age 33. They have two children, Kelly (age 14) and Andrés (age 5). Emiliana lives in her own home in the central village of Canayre in the District of Llochegua. She buys and sells cacao. Emiliana and her husband have managed this business together for the past six years. She considers her business to be profitable because there are many farmers who offer her sacks of cacao that they have harvested. Depending on the quality of the product, Emiliana will buy the sacks of cacao and sell them to a commercial broker who distributes them in different cities. Her only difficulty is transporting her goods to the either the District of Pichari or Llochegua, where the large collection centers are located. She is not able to travel to Canayre due to the bad condition of the roads as well as not having her own mode of transportation.

For this reason, Emiliana has returned to MFP to request a loan. She plans to increase her capital so that she can buy in larger volumes to earn more income. This will be her third loan with MFP and she hopes to obtain everyone’s support. Emiliana is a woman who is of good principles and collaborates with her Communal Bank. Her loan of 3000 PEN will help her acquire larger volumes of cacao beans.

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Emiliana de 29 años casado con Andrés de 33 años de edad con quien tiene 2 hijos, Kelly de 14 y Andrés de 5 años, con quienes viven en una casa propia en el centro poblado de Canayre del distrito de LLochegua. Emiliana se dedica en la compra y venta de cacao, actividad que lo realiza en compañía de su esposo durante 06 años. Considera muy rentable este negocio, ya que son muchos los campesinos que ofrecen los sacos de cacao que cosechan, dependiendo de la calidad es que Emiliana los compra por sacos, luego se convierte en una intermediara comercial para venderlos a varios ciudades. Su única dificultad es que debe transportarlos hacia el distrito de Pichari o LLochegua, que es ahí donde se encuentran las grandes acopiadoras, pues ellos no llegan hacia Canayre por el mal estado de las carreteras y más aún que no cuenta con movilidad propia. Es por tal motivo que Emiliana recurre a MFP para poder solicitar un crédito, para incrementar su capital y poder acopiar un volumen más alto, de esta manera incrementar sus ingresos. Este será su tercer crédito con MFP, por tanto espera el apoyo de cada uno de ustedes. Emiliana es una mujer de buenos principios y colaboradora en su banco comunal. Con los 3.000 nuevos soles acopiará más volúmenes de granos de cacao.

About Peru

  • $6,715
    Average annual income
  • 75
    View loans »
    Peru Loans Fundraising
  • $55,215,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Emiliana to purchase sacks of cacao beans in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2011
Jun 25, 2011
Currency Exchange Loss:
Dec 15, 2011