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Shamsidin A., who is 34 years old, has high school education, is married, and has 3 children. Shamsudin has been in this business for 8 years. Using funds from the loan he is planning to purchase 2 young bulls. He will be selling them every 40-45 days and using the revenues to purchase new cattle. After purchasing cattle and repaying his loan, Shamsudin is planning to use the profits to maintain his family. He will be repaying the loan over the next six months.

Translated from Russian by Vasilisa Budnikova, Kiva Volunteer.

Абдулфайзов Шамсиддин, возраст – 34 года, образование среднее, женат, имеет 3-х детей. Шамсиддин уже в течение 8 лет занимается этим видом деятельности. На полученный кредит он планирует приобрести 2 бычков. Он будет продавать его каждые 40-45 дней и на вырученные деньги будет приобретать новый скот. Полученную прибыль после приобретения скота и выплаты кредита он будет использовать на содержание своей семьи.
Клиент планирует выплатить кредит в течение 6 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Shamsidin to purchase additional cattle for breeding and sales.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 25, 2008
Jan 11, 2008
Currency Exchange Loss:
Jul 25, 2008