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Siyakhula Group
In this Group: Nonkululeko , Thembaka Preciouse , Phakamile Preciouse , Nobantu Jeneth , Phumzile Jessy
Nonkululeko is 29 years old and married with three children between the ages of 2 and 8 years old. None of her children attends school. She runs a retail business in Kwa Zulu Natal in Empangeni, South Africa. In the photo she is pictured raising her hand.

She has been in business for a year selling cold drinks, sweets, snacks and perfumes, selling near a school. She says that the main challenge to her business are not having her own shelter because she rents the one that she is using. Nonkululeko requested this loan through WDB and Kiva to buy cold drinks, sweets, snacks and perfumes.

In future she would like to own her own shelter to use for her business. She says that the extra income from this loan will help her improve her life by having enough food for her family.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $780,425
    Funds lent in using Kiva
  • 6.8
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Siyakhula Group's $750 loan helped a member to buy cold drinks, sweets, snacks and perfumes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jun 19, 2011
Currency Exchange Loss:
Dec 8, 2011