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Nonvigbe 1 Group
In this Group: Noelie , Irène, Edith V., Nardine
NONVIGBE 1 is a group composed of four persons who all reside in the same geographical area of Benin. Noelie is this group’s representative. She is the one with her hand raised in the photo. She was born on August 21, 1974 in a city in Benin. She is married to man named Julien. The couple has four children, who are all in school. Two of the children are their dependents. Noelie lives together with her family. The couple jointly ensures that the various family expenses are covered.

For nearly four years, Noelie has been running a business selling grains (corn, beans, etc.), as well as cassava flour, in her district. Concurrent to this business, she sells vegetable oil and tomatoes in the same district. She purchases these goods in one of the markets of Benin. This is the third time that Noelie and her group NONVIGBE 1 have requested a loan from ALIDé. This loan will serve to bolster their businesses in order to respond better to the demands of their customers.
View original language description ↓
Le groupe NONVIGBE 1 est formé de quatre personnes qui résident toutes dans la même zone géographique au Bénin. La représentante de ce groupe, nommée Noelie, est celle dont la main est levée sur la photo. Noelie est née le 21 Août 1974 dans une ville du Bénin et est mariée à un certain Julien. Le couple a quatre enfants, tous scolarisés dont deux sont à leur charge. Noelie vit ensemble avec sa famille. Le couple assure ensemble les diverses charges familiales. Noelie n’a pas fréquenté l’école. Il y a près de quatre ans que Noelie mène comme activité la vente de céréales (maïs, haricot, etc.), ainsi que de la farine de manioc dans son quartier. Parallèlement à cette activité, Noelie vend de l’huile végétale et de la tomate dans le même quartier. Noelie achète ses produits dans l’un des marchés du Bénin. C’est la troisième fois que Noelie et son groupe NONVIGBE 1 sollicite de crédit auprès de ALIDé. Ce crédit leur servira à renforcer leur activité afin de mieux répondre à la demande de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 462.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nonvigbe 1 Group's $975 loan helped a member to buy corn, beans, cassava flour, vegetable oil, and tomatoes.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 20, 2011
Jul 1, 2011
Currency Exchange Loss:
Jan 17, 2012