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Orzikul lives in the J.Rumy district. He is 51 years old. He is married, with five children. He has received secondary education. He has been working as a farmer for over 15 years. At present he has a land plot of 20 hectares [about 50 acres]: of that, 15 ha is used for growing cotton, 3 ha for wheat, and 2 ha for watermelons. His children help him in this work. He is taking out a loan to buy mineral fertilizers in order to plant and obtain a good harvest.
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Орзикул проживает в районе Дж. Руми. Ему 51 год. Он женат. Имеет 5 детей. Образование у него среднее. Он более 15 лет занимается растениеводством. На сегодняшний день у него имеется 20 га земли, где на 15 га земли он посеял хлопок, на 3 га пшеницу, а на 2 га земли он выращивает арбуз. По хозяйству ему помогают его дети. Он берет кредит для закупа минеральных удобрений, чтобы посеять и получить хороший урожай.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 142
    View loans »
    Tajikistan Loans Fundraising
  • $29,314,475
    Funds lent in using Kiva
  • 4.6
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Orzikul to buy mineral fertilizers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 25, 2011
Jun 18, 2011
Currency Exchange Loss:
Jan 15, 2012