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Andrea Josefina
Andrea Josefina is 33 years old, she lives with her three children Ricardo, Mauricio and Carlos. She works hard to get them ahead while they go to school, she dreams with seeing them become great professionals. For this reason she focuses on work and tries to give the best of herself for its success. She sells cleaning products such as disinfectants and detergent, she provides friendly customer service selling in the same area where she lives. She has a lot of clients and neighbors that know her and trust her with her products. To her the most important thing is to see her family in better conditions and she knows the only way to achieve it is through daily hard work, this is why she has decided to expand her business and needs a loan to do it because her own financial resources are not sufficient, she requests a loan to "integral" to buy a variety of disinfectant and detergent products to supply a higher demand. This way she hopes to achieve her dream and give her kids what they deserve.
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Andrea Josefina de 33 años de edad, vive con sus tres hijos Ricardo, Mauricio y Carlos en su casa. Ella trabaja duramente para sacar adelante a sus pequeños hijos, los cuales se encuentran estudiando y ella sueña con verlos convertidos en grandes profesionales. Es por esta razón que se concentra en su trabajo y se esfuerza por dar lo mejor de ella en la realización del mismo. Se dedica a la venta de productos de limpieza como desinfectantes y detergentes que con mucha amabilidad comercializa de manera ambulante en la zona donde reside. Cuenta con mucha clientela y todos los vecinos la conocen y confían tanto en ella como en sus productos. Para ella lo más importante es ver a su familia en mejores condiciones y sabe que la única forma de lograrlo es trabajando duramente, es por eso que ha decidido ampliar su negocio y para esto necesita de un préstamo ya que no le es posible hacerlo con fondos propios, razón por la cual solicita a INTEGRAL este crédito para poder comprar variedad de desinfectantes y detergentes y así poder cubrir a una demanda más grande. De esta manera espera lograr cumplir su sueño y dar a sus hijos lo que se merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 660
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Andrea Josefina to buy a variety of disinfectants and detergents to supply a growing demand for products in her business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 28, 2011
Jun 21, 2011
Currency Exchange Loss:
Apr 15, 2012