Sandra Patricia is one of the women in the group. Sandra is 27 years old and has four children. Of her children, two of them are going to elementary school, one is in kindergarten, and one is still too young for school. Sandra dreams of all her children continuing their studies and that they will one day be able to study for a professional career. This is why six months ago, Sandra decided to open a business selling snacks out of her home. She used the money from her loan to stock her store and buy various products such as Doritos, tostadas, and sweets. Sandra hopes that with the revenue from her sales, she will be able to invest little by little so that she can start a more established grocery store.
Sandra Patricia es una de las mujeres que integran el grupo. Sandra tiene 27 años y 4 hijos. De sus hijos 2 de ellos estan estuandio en la escuela primaria, 1 en el kinder y 1 todavia esta muy chico para entrar a estudiar. Sandra sueña que todos sus hijos continuen con sus estudios y que puedan llegar a estudiar una carrera profesional. Es por esto que hace 6 meses Sandra decidió abrir un negocio de venta de snacks en su casa. Ella uso el dinero de su credito para surtir su tienda y compro diversos productos como duritos, tostadas y dulces. Sandra espera que con las ganancias de estas ventas poco a poco pueda ir invirtiendo para poner una tienda de abarrotes más establecida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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