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Valentina is married with two grown children. She lives in Melitopol and sells women’s clothing in the town’s central marketplace. She offers a nice selection of clothing items at reasonable prices. She is an enterprising and determined vendor with about 17 years of experience working in this trade. She has 60,000 Grivnyas in inventory. Her net profit amounts to 7,000 Grivnyas.

Valentina is requesting a 15,000 Grivnya loan to purchase women’s summer clothing. She is hoping to increase her sales and eventually improve her living conditions. One of her short-term business plans is to open an additional vending location in the very near future.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Valentina to purchase seasonal clothing to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 19, 2011
Jun 19, 2011
Currency Exchange Loss:
Mar 15, 2012