Mr. Phuk, age 38, works as a domestic construction worker in and around his community in Siem Reap province. He earns around $3 each day for the family's financial expenses. His wife is a fish seller in the local market and she also does chores at home. The couple has four children, most of whom are young and living under their parents' care and income. Mr. Phuk’s wife is a careful woman who never wastes time while engaging in her business activities. As a result, she attracts more clients who come to buy her fresh fish to eat. Therefore, Mr. Phuk is applying for a loan to support his wife's business by purchasing more fish to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.