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Nheap is 57 years old. She is a vegetable seller with her husband. Their income is $8 per day. They have six children, and they are 30, 28, 25, 23, 21, and 17 years old. Five of them are studying and one is working in an organization for $7 per day.

Every month, she has to spend $85 on food, $15 on utilities, $70 on school fees, $25 on transportation and $19 for other expenses.

She would like to request a loan of $700 to buy rice seed and other seeds for planting to sell.

She wants to send all of her children to study until they finish university, so she needs to make more income to keep for them when they need it for their school fees.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Nheap to buy rice seed and other planting seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 8, 2011
Jun 21, 2011
Currency Exchange Loss:
Jan 15, 2013